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The things we really want travel insurance to cover

8th April 2014 Print

Delayed flight, ferry or train departures, and disappointing accommodation head the list of holiday-spoilers travellers wish they could be insured against, while bad weather, inedible food and rude hotel staff also ranked highly on holidaymakers’ insurance wish list. 
 
However, there is generally no cover at all when it comes to the quality of your holiday accommodation and food or if your vacation is ruined by bad weather or drunken teenagers in the resort:

Rank Insurance wish list %

1 Delayed departure (flights, ferries, trains, etc.) 51
2 Disappointing accommodation 44
3 Misleading brochure description of hotel and/or holiday resort 44
4 Inedible hotel food 34
5 Bad weather 31
6 A noisy room 22
7 Being plagued by drunken teenagers in the evening 18
8 Rude hotel/accommodation staff 15
9 Annoying fellow guests 12
10 Terrible organised entertainment 7

Caroline Lloyd from Gocompare.com Travel Insurance commented: “For many people, their holiday is not only a chance to relax away from the everyday pressures of life, it’s a big financial commitment they have spent months, if not years, saving for.  So it’s not surprising that they want the perfect getaway with no delays, top-notch food and accommodation – not an encounter with Basil Fawlty.
 
“While our survey takes a light-hearted look at the holiday-horrors people wish they could insure against, it gives us the opportunity to highlight the importance of travel insurance in protecting holidaymakers against the unexpected - from freak weather, illness or injury, or theft or loss of baggage.
 
“The best time to buy travel insurance is as soon as possible after you book your holiday. This will not only ensure you’re covered for medical emergencies or lost baggage while on holiday, but will allow you to claim if you have to cancel your trip following an unforeseen event or potential serious disruption to your travel plans such as transport strikes or natural disasters.”