Mortgage News
Mortgage rates continue to rise but more choice at higher LTVs
Ray Boulger of independent mortgage adviser John Charcol comments on the news that the MPC left Bank Rate unchanged today for the 35th consecutive month at its lowest ever rate of 0.5% and increased the size of the Quantitative Easing programme by £50bn.
HSBC offers lifeline to first time buyers
HSBC has confirmed its commitment to first time buyers with the launch of competitive new mortgage products for those with a 10% deposit.
Price key factor when choosing financial products
With competition rife on the high street, everyone claims they have the best deal when it comes to mortgages, pensions or investments – but how much do people actually know about the features of the financial products they are purchasing?
Top 12 tips on making the mortgage market work for you in 2012
As consumers are set for another year of low interest rates and increasing financial pressures unbiased.co.uk, has put together with the help of its expert panel of professional advisers twelve top mortgage tips for borrowers and first time buyers on how to get the best out of the current market.
2011 - the year of the first time buyer
Latest figures from unbiased.co.uk, reveal first time buying was the most sought after area of mortgage advice throughout 2011 on its ‘find a mortgage adviser' search.
Leeds 2 year discount mortgage requiring only a 5% deposit
Leeds Building Society has launched a 2-year discount mortgage at 5.25%, available up to 95% loan to value (LTV).
HSBC to lend at least £15 billion to mortgage borrowers in 2012
HSBC has announced that during 2012 it will make available at least £15 billion in mortgages to UK homeowners, including £3 billion specifically set aside for first time buyers.
Borrowers are opting for the best of both worlds
Latest John Charcol Mortgage Index reveals December was the strongest month yet for borrowers taking a track and fix Hybrid mortgage.
Yorkshire is home of mortgage best buys
Yorkshire Building Society is looking forward to offering borrowers even more great mortgage deals in 2012 after achieving the most Best Buys across all lenders in 2011.
Cambridge Building Society launches new mortgage range
The Cambridge Building Society has completely refreshed its mortgage range to significantly streamline and enhance its product offering.
Home affordability at its best since 1997
Mortgage payments for a new borrower in the second half of 2011 were at their lowest as a proportion of disposable earnings for 14 years, according to new Halifax research.
Chelsea makes strong start to 2012 mortgage season
Chelsea Building Society has kicked off 2012 with the launch of a new product range continuing its 2011 theme of offering competitive and innovative mortgage products.
Brits benefit from improved savings and mortgage rates in 2012
Brits wanting to kick start 2012 with a financial bang are set to reap the rewards from greater competition in the market with the average savings rates up, average mortgage rates down, lower APR's on loans, and record promotional deals on credit cards, according to analysis by MoneySupermarket.com.
Mortgages in 2011 most affordable on record
Lenders offering some of their cheapest mortgage deals last year helped make homeowners' monthly mortgage payments in 2011 the most affordable for 10 years, according to new research from Barclays.
HSBC introduces conveyancing panel to assist mortgage customers
From Monday 9 January 2012 HSBC is establishing a panel of solicitors and licensed conveyancers to provide the required legal services to our home buying mortgage customers.