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  <title>Easier - Offset Mortgages</title>
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      		<item>
		  <title>Twice as many mortgage holders save rather than pay down debt</title>
		  <description>
			  <![CDATA[
		      		      Despite recent research showing that overpaying on a mortgage offers better longer term rewards than saving, twice as many mortgage holders save regularly rather than pay down their debt according to research from online bank first direct.		    ]]>
		  </description>
		  <link>http://www.easier.com/98827-mortgage-holders-save-pay-down-debt.html</link>
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		  <pubDate>Mon, 30 Jan 2012 10:39:00 +0000</pubDate>
		</item>
  		<item>
		  <title>Leeds launches market leading offset mortgages</title>
		  <description>
			  <![CDATA[
		      		      Leeds Building Society has reduced the rates on its 2-year discount offset mortgage by up to 0.25%, with its 2.65% rate up to 75% LTV the best in the market.		    ]]>
		  </description>
		  <link>http://www.easier.com/97440-leeds-market-leading-offset-mortgages.html</link>
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		  <pubDate>Mon, 05 Dec 2011 20:44:00 +0000</pubDate>
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  		<item>
		  <title>Chelsea Building Society to enter offset mortgage market</title>
		  <description>
			  <![CDATA[
		      		      Chelsea Building Society today announces that it will enter the offset mortgage market providing competitive and innovative mortgages to borrowers through its branch network, telephone and online channels.		    ]]>
		  </description>
		  <link>http://www.easier.com/95630-chelsea-building-society-offset-mortgage.html</link>
		  <guid>http://www.easier.com/95630-chelsea-building-society-offset-mortgage.html</guid>
		  <pubDate>Tue, 11 Oct 2011 14:08:00 +0100</pubDate>
		</item>
  		<item>
		  <title>5 ways to use a flexible offset mortgage to navigate uncertainty</title>
		  <description>
			  <![CDATA[
		      		      In these times of economic uncertainty, rising inflation and seemingly ever increasing fuel prices first direct argues that an offset mortgage is a useful tool for homeowners to make the most of their money.		    ]]>
		  </description>
		  <link>http://www.easier.com/95422-flexible-offset-mortgage-navigate-uncertainty.html</link>
		  <guid>http://www.easier.com/95422-flexible-offset-mortgage-navigate-uncertainty.html</guid>
		  <pubDate>Tue, 04 Oct 2011 22:13:00 +0100</pubDate>
		</item>
  		<item>
		  <title>Renting out a room could shave 29 months off your offset mortgage</title>
		  <description>
			  <![CDATA[
		      		      As first direct launches a range of new offset mortgage rates the direct bank has discovered that by renting out a spare room for just 5 years homeowners with an offset mortgage could reap the benefits.		    ]]>
		  </description>
		  <link>http://www.easier.com/94355-renting-room-offset-mortgage.html</link>
		  <guid>http://www.easier.com/94355-renting-room-offset-mortgage.html</guid>
		  <pubDate>Fri, 02 Sep 2011 19:28:00 +0100</pubDate>
		</item>
  		<item>
		  <title>Barclays boosts its range of offset deals</title>
		  <description>
			  <![CDATA[
		      		      Barclays is launching a new range of Woolwich Offset mortgages which includes a competitively priced two year Offset tracker at 2.38 per cent (base + 1.88 market).		    ]]>
		  </description>
		  <link>http://www.easier.com/94269-barclays-boosts-range-offset-deals.html</link>
		  <guid>http://www.easier.com/94269-barclays-boosts-range-offset-deals.html</guid>
		  <pubDate>Wed, 31 Aug 2011 20:46:00 +0100</pubDate>
		</item>
  		<item>
		  <title>Offset mortgage borrowers generating outsize ‘returns&#039; on savings</title>
		  <description>
			  <![CDATA[
		      		      Over the past two years UK offset mortgage borrowers have earned £1.4 billion more on their savings than those who placed their money in best buy savings accounts, according to research by first direct.		    ]]>
		  </description>
		  <link>http://www.easier.com/92077-offset-mortgage-generating-returns-savings.html</link>
		  <guid>http://www.easier.com/92077-offset-mortgage-generating-returns-savings.html</guid>
		  <pubDate>Sat, 09 Jul 2011 10:47:00 +0100</pubDate>
		</item>
  		<item>
		  <title>Sail through interest rate uncertainty with first direct</title>
		  <description>
			  <![CDATA[
		      		      After Spencer Dale, Executive Director and Chief Economist at the Bank of England, signalled this weekend that families should plan for interest rates to rise gradually over the next two years the fix or tracker mortgage debate has heated up once again.		    ]]>
		  </description>
		  <link>http://www.easier.com/89691-interest-rate-first-direct.html</link>
		  <guid>http://www.easier.com/89691-interest-rate-first-direct.html</guid>
		  <pubDate>Tue, 24 May 2011 18:47:00 +0100</pubDate>
		</item>
  		<item>
		  <title>Offset mortgages - hit or myth?</title>
		  <description>
			  <![CDATA[
		      		      A new survey conducted by Yorkshire Building Society has revealed some worrying statistics in relation to Offset mortgages including the fact that only 7 per cent of borrowers considered an Offset product when taking out their mortgage.		    ]]>
		  </description>
		  <link>http://www.easier.com/87113-offset-mortgages-hit-or-myth.html</link>
		  <guid>http://www.easier.com/87113-offset-mortgages-hit-or-myth.html</guid>
		  <pubDate>Wed, 06 Apr 2011 20:21:00 +0100</pubDate>
		</item>
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		  <title>Barclays cuts offset mortgages by 0.50 percentage points</title>
		  <description>
			  <![CDATA[
		      		      Barclays is cutting its range of Offset Woolwich mortgages by up to 0.50 percentage points from Tuesday, 5 April, which could help homeowners repay their mortgage earlier and make them more tax-efficient.		    ]]>
		  </description>
		  <link>http://www.easier.com/86972-barclays-cuts-offset-mortgages-percentage-points.html</link>
		  <guid>http://www.easier.com/86972-barclays-cuts-offset-mortgages-percentage-points.html</guid>
		  <pubDate>Tue, 05 Apr 2011 14:13:00 +0100</pubDate>
		</item>
  		<item>
		  <title>You could get more for your savings with an offset mortgage</title>
		  <description>
			  <![CDATA[
		      		      High rate tax payers could earn £2085 more on savings of £50,000 in just one year with an offset mortgage.		    ]]>
		  </description>
		  <link>http://www.easier.com/83990-get-more-savings-offset-mortgage.html</link>
		  <guid>http://www.easier.com/83990-get-more-savings-offset-mortgage.html</guid>
		  <pubDate>Tue, 01 Feb 2011 22:19:00 +0000</pubDate>
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  		<item>
		  <title>first direct sees its share of offset mortgages grow</title>
		  <description>
			  <![CDATA[
		      		      According to the Council of Mortgage Lenders (CML) offset mortgages made up almost 11% of new mortgages sold in Q2 2010, versus 8.5% in 2007, perhaps due to the current low Base Rate climate, where an offset mortgage can make savings work harder.		    ]]>
		  </description>
		  <link>http://www.easier.com/79439-first-direct-offset-mortgages.html</link>
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		  <pubDate>Tue, 26 Oct 2010 21:38:00 +0100</pubDate>
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		  <title>Barclays launches loyalty mortgage discounts</title>
		  <description>
			  <![CDATA[
		      		      Barclays customers can get better mortgage deals from Wednesday 1 September as the bank launches its first loyalty mortgages.		    ]]>
		  </description>
		  <link>http://www.easier.com/76382-barclays-loyalty-mortgage-discounts.html</link>
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		  <pubDate>Thu, 26 Aug 2010 20:45:00 +0100</pubDate>
		</item>
  		<item>
		  <title>New 10 year fixed rate offset mortgage from Accord</title>
		  <description>
			  <![CDATA[
		      		      Ray Boulger of leading independent mortgage adviser John Charcol, comments on the launch of several new products from Accord, the most notable of which is a 10 year fixed rate offset mortgage.		    ]]>
		  </description>
		  <link>http://www.easier.com/72087-10-year-fixed-rate-offset-mortgage-accord.html</link>
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		  <pubDate>Wed, 02 Jun 2010 21:35:00 +0100</pubDate>
		</item>
  		<item>
		  <title>Barclays celebrates 10th birthday of the offset mortgage</title>
		  <description>
			  <![CDATA[
		      		      June 1, 2000 was the day that Woolwich mortgages changed borrowers mortgage habits by putting the UK&#039;s first offset mortgage out to market and it&#039;s saved our borrowers more than £1bn in mortgage interest.		    ]]>
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		  <link>http://www.easier.com/71996-barclays-offset-mortgage.html</link>
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		  <pubDate>Tue, 01 Jun 2010 14:34:00 +0100</pubDate>
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