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      		<item>
		  <title>Interest rates held at 3.75% as Bank of England</title>
		  <description>
			  <![CDATA[
		      		      The Bank of England has held interest rates at 3.75%, signalling that borrowing costs may rise in the coming months as the economic fallout from the Iran war continues to unfold.		    ]]>
		  </description>
		  <link>https://www.easier.com/142295-interest-rates-held-at-3-75-as-bank-of-england.html</link>
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		  <pubDate>Tue, 05 May 2026 23:24:00 +0100</pubDate>
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  		<item>
		  <title>Ways mortgage lenders protect themselves</title>
		  <description>
			  <![CDATA[
		      		      To acquire a mortgage loan, borrowers typically utilize a bank or private lender. These individuals will lend money to individuals with expectations of a certain amount back each month.		    ]]>
		  </description>
		  <link>https://www.easier.com/142243-ways-mortgage-lenders-protect-themselves.html</link>
		  <guid>https://www.easier.com/142243-ways-mortgage-lenders-protect-themselves.html</guid>
		  <pubDate>Sat, 15 Nov 2025 15:19:00 +0000</pubDate>
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		  <title>How Can I Improve My Chances of Getting a Mortgage?</title>
		  <description>
			  <![CDATA[
		      		      According to the U.S. Census Bureau, 65% of Americans currently own their home, highlighting that homeownership remains a significant milestone for many. This is only 50% in the UK.		    ]]>
		  </description>
		  <link>https://www.easier.com/142085-how-can-i-improve-my-chances-of-getting-a-mortgage.html</link>
		  <guid>https://www.easier.com/142085-how-can-i-improve-my-chances-of-getting-a-mortgage.html</guid>
		  <pubDate>Tue, 02 Apr 2024 11:29:00 +0100</pubDate>
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		  <title>Homeowners clueless about the interest on their mortgage</title>
		  <description>
			  <![CDATA[
		      		      The vast majority of UK homeowners are in the dark about how much interest they are paying on their mortgage, new findings reveal.
		    ]]>
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		  <link>https://www.easier.com/141256-homeowners-clueless-about-the-interest-on-their-mortgage.html</link>
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		  <pubDate>Mon, 16 May 2022 22:44:00 +0100</pubDate>
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		  <title>Nationwide increases maximum loan-to-income on like-for-like remortgages</title>
		  <description>
			  <![CDATA[
		      		      Nationwide Building Society has increased the maximum loan-to-income it will offer on like-for-like remortgages.		    ]]>
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		  <link>https://www.easier.com/141249-nationwide-increases-maximum-loan-to-income-on-like-for-like-remortgages.html</link>
		  <guid>https://www.easier.com/141249-nationwide-increases-maximum-loan-to-income-on-like-for-like-remortgages.html</guid>
		  <pubDate>Fri, 13 May 2022 12:27:00 +0100</pubDate>
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		  <title>Green mortgages on the increase</title>
		  <description>
			  <![CDATA[
		      		      The green mortgage market is growing, incentivising homeowners to make their properties more environmentally sustainable, according to independent financial information experts Defaqto.		    ]]>
		  </description>
		  <link>https://www.easier.com/141200-green-mortgages-on-the-increase.html</link>
		  <guid>https://www.easier.com/141200-green-mortgages-on-the-increase.html</guid>
		  <pubDate>Tue, 03 May 2022 22:25:00 +0100</pubDate>
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		  <title>What impact can equity release have on quality of life?</title>
		  <description>
			  <![CDATA[
		      		      A post-pandemic property buying boom is driving up the prices of property across the UK. Meaning that older homeowners have more equity tied up in their homes than ever. 

		    ]]>
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		  <link>https://www.easier.com/140721-what-impact-can-equity-release-have-on-quality-of-life.html</link>
		  <guid>https://www.easier.com/140721-what-impact-can-equity-release-have-on-quality-of-life.html</guid>
		  <pubDate>Thu, 23 Sep 2021 22:17:00 +0100</pubDate>
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		  <title>6 things to consider when applying for a mortgage</title>
		  <description>
			  <![CDATA[
		      		      Applying for a mortgage is no piece of cake. You need to consider all sorts of things and get many documents ready. Below, we’ve discussed everything to consider. Read ahead. 		    ]]>
		  </description>
		  <link>https://www.easier.com/140642-6-things-to-consider-when-applying-for-a-mortgage.html</link>
		  <guid>https://www.easier.com/140642-6-things-to-consider-when-applying-for-a-mortgage.html</guid>
		  <pubDate>Wed, 28 Jul 2021 22:32:00 +0100</pubDate>
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		  <title>3 reasons to consider a home equity loan</title>
		  <description>
			  <![CDATA[
		      		        <a href="https://www.easier.com/140108-3-reasons-to-consider-a-home-equity-loan.html"><img src="http://www.easier.com/uploads/cache/thumbs/1/4/0/108/200x200/99854/property.jpg" alt="property" title="property"/></a><br/>
		      		      At some point or another, most homeowners have found themselves in a position where they need to free up money on a short deadline. Whether to cover unforeseen repairs or consolidate debt, finding cash to cover major expenses can be a major headache.		    ]]>
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		  <link>https://www.easier.com/140108-3-reasons-to-consider-a-home-equity-loan.html</link>
		  <guid>https://www.easier.com/140108-3-reasons-to-consider-a-home-equity-loan.html</guid>
		  <pubDate>Wed, 20 Jan 2021 23:21:00 +0000</pubDate>
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		  <title>What young adults should know about mortgages before getting one</title>
		  <description>
			  <![CDATA[
		      		        <a href="https://www.easier.com/140069-what-young-adults-should-know-about-mortgages-before-getting-one.html"><img src="http://www.easier.com/uploads/cache/thumbs/1/4/0/069/200x200/99825/couple.jpg" alt="couple" title="couple"/></a><br/>
		      		      Buying a home is the great American dream. Ownership of a property is considered a status symbol. The government encourages its citizens to buy homes by making available finance at a very low rate of interest.		    ]]>
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		  <link>https://www.easier.com/140069-what-young-adults-should-know-about-mortgages-before-getting-one.html</link>
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		  <pubDate>Wed, 06 Jan 2021 21:55:00 +0000</pubDate>
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		  <title>7 tips for getting your mortgage application approved</title>
		  <description>
			  <![CDATA[
		      		      Applying for a mortgage, whether you’re buying a residential property or investing in a buy-to-let, can be daunting. For those without experience of the process, the number of financial factors taken into consideration is often overwhelming.		    ]]>
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		  <link>https://www.easier.com/139833-7-tips-for-getting-your-mortgage-application-approved.html</link>
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		  <pubDate>Mon, 12 Oct 2020 22:53:00 +0100</pubDate>
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		  <title>3 Ways Your Credit Score Affects You</title>
		  <description>
			  <![CDATA[
		      		        <a href="https://www.easier.com/139694-3-ways-your-credit-score-affects-you.html"><img src="http://www.easier.com/uploads/cache/thumbs/1/3/9/694/200x200/99586/money-plant.jpg" alt="money plant" title="money plant"/></a><br/>
		      		      Our credit scores represent one of the most important resources lenders have access to when they are trying to learn more about us. Many of our financial decisions become significant within our credit history and hold a considerable amount of sway over our lives.		    ]]>
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		  <link>https://www.easier.com/139694-3-ways-your-credit-score-affects-you.html</link>
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		  <pubDate>Tue, 28 Jul 2020 16:36:00 +0100</pubDate>
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		  <title>Why mortgages are rejected and how to avoid it</title>
		  <description>
			  <![CDATA[
		      		      Every day there are prospective home buyers who fill out mortgage loan applications and then cross their fingers and hope for the best.		    ]]>
		  </description>
		  <link>https://www.easier.com/139114-why-mortgages-are-rejected-and-how-to-avoid-it.html</link>
		  <guid>https://www.easier.com/139114-why-mortgages-are-rejected-and-how-to-avoid-it.html</guid>
		  <pubDate>Sun, 18 Aug 2019 23:24:00 +0100</pubDate>
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  		<item>
		  <title>First Time Buyer mortgages bucking trend with record low rates for low deposits</title>
		  <description>
			  <![CDATA[
		      		      While interest rates are increasing overall, mortgages for first time buyers have just got cheaper, according to new research by Defaqto, the financial information business.		    ]]>
		  </description>
		  <link>https://www.easier.com/138781-first-time-buyer-mortgages-bucking-trend-with-record-low-rates-for-low-deposits.html</link>
		  <guid>https://www.easier.com/138781-first-time-buyer-mortgages-bucking-trend-with-record-low-rates-for-low-deposits.html</guid>
		  <pubDate>Sun, 17 Feb 2019 23:26:00 +0000</pubDate>
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  		<item>
		  <title>What exactly is a reverse mortgage?</title>
		  <description>
			  <![CDATA[
		      		      For many long years or even decades, you may have made regularly monthly home loan payments to your lender. Over the years, you likely saw your property value rise and your outstanding loan balance decline.		    ]]>
		  </description>
		  <link>https://www.easier.com/137567-what-exactly-is-a-reverse-mortgage.html</link>
		  <guid>https://www.easier.com/137567-what-exactly-is-a-reverse-mortgage.html</guid>
		  <pubDate>Tue, 14 Nov 2017 22:56:00 +0000</pubDate>
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