Yorkshire Building Society tops table for 90% LTV lending

Yorkshire Building Society is continuing its trend of offering best buy mortgage products - this time topping the table for 90% LTV lending on three and five year fixed rate mortgages.

Available in the Yorkshire's 135 branches, 90% LTV rates start from a two year at 4.49%, a three year at 4.59% and a five year fixed rate at 4.79%.  All of these are available with a £995 fee, which adds value for customers.  Lower fee options and products with incentives are also available for borrowers. A three year at 4.69% with a £495 fee, including free valuation and legal fees, or a five year at 4.99% with £295 fee also form part of the range.

The Yorkshire has also continued to look at its First Time Buyer products and these are available at rates from 4.99%, with no product fee, a free valuation/legal fees and £500 cash-back.

Commenting on 90% lending, Mortgage Manager Alice Leslie from Yorkshire Building Society said; "Here at the Yorkshire our aim is to consistently provide excellent value mortgages for our customers and this can be seen in the number of best buys we achieve regularly.  Indeed, in 2011 Yorkshire was recognised for offering more best buy mortgage products that any other financial provider.

We recognise that many people are faced with a daunting choice when looking for a property and for this reason we have focused on our 90% LTV tier.   We believe this will help more people get on the property ladder, guiding them through the process, predominantly those who have a limited deposit."