2013 is lucky for first time buyers

Calling all first-time buyers. For as little as £265* per month you could be living in your dream new home sooner than you think if you reserve now at Taylor Wimpey North West’s Speakman Gardens development in Prescot.

House hunters could be living in one of the stunning apartments the development has to offer in 2013 when they reserve now for just £99, leaving them with more money to put towards their five per cent FirstBuy deposit.

This should come as welcome news to first-time buyers desperate to get on the property ladder. According to a report**, almost a fifth of first-time buyers were helped by the ‘bank of mum a dad’ in 2011.

So if 2013 is the year you decide to go it alone, now is the perfect time to visit Speakman Gardens and find out more about how you can get your foot on the property ladder.

Lynne Vogel, regional sales manager for Taylor Wimpey North West, said: “Speakman Gardens offers a great range of homes ideal for first time buyers. The apartments are stylish, sophisticated and great value for money under FirstBuy. So if you want to be on the property ladder in 2013, come down to the development and find out how we can make it possible for you.”

FirstBuy works through a joint loan of 20 per cent from the Homes and Communities Agency (HCA) and Taylor Wimpey, which means that eligible purchasers only need to pay a 5 per cent deposit and obtain a 75 per cent loan-to-value mortgage. The loan is repayable at the end of the mortgage term or when the property is sold. To be eligible, purchasers must be first time buyers and the total household earning should be less than £60,000.

Speakman Gardens, which has been well received by local homebuyers, boasts a collection of two bedroom apartments from just £84,995. This includes the Tamar apartment, an ideal first home comprising an open plan kitchen/living/dining room, master bedroom, second bedroom and bathroom. Under FirstBuy, you would only need to save a deposit of £4,250 to secure this stunning home.

The development on Steley Way, which also offers a range of three and four bedroom family homes from £153,995 and £163,995 respectively, is just a short walk from a selection of high street shops and Liverpool is just eight miles away offering a wider range of shops, leisure activities and nightlife.

For further information on Speakman Gardens and the schemes on offer, visit the marketing suite, open daily between 11am and 5.30pm, or log onto taylorwimpey.co.uk/Speakman Gardens.

*£265 monthly repayment based on a £118,000 repayment mortgage at an interest rate of 4.1 per cent.

**Report according to estimates from the Centre for Economics and Business Research.