Get your hands off our wallets

David Kuo, Head of Personal Finance at Fool.co.uk, comments on OFT market study in Personal Current Accounts: "We support the Office of Fair Trading's call to shake up the Personal Current Account market.

"Banks have been exploiting consumers for far too long, and we can see why. They have 8.3 billion reasons for keeping things the way they are.

"Fool.co.uk urges banks to change before they are forced to change. Just because they have one hand on our wallets doesn't give them the right to help themselves to our cash with the other."