Moneyfacts.co.uk base rate trends one week on

Mortgages - One week on from the latest base rate increase and only 31 lenders have announced changes to their SVRs. That’s 24% of the market.

The list of lenders includes some of the bigger players, including Abbey, C&G, Halifax, Nationwide and Northern Rock.

With the exception of Egg, all lenders have increased by exactly 0.25%

Egg has increased its SVR by 0.45%, but this was partly due to a change in the way in which it calculates its SVR, moving from a base rate linked rate to a managed rate. We must also remember that it has no current products directly linked to SVR, and even with the increase its SVR still remains low compared with the market.

Savings - A similar number of savings providers have also announced increased rates, with 28% of providers increasing rates on at least one of their accounts.

Only 20 providers have increased rates on their entire range - but these are typically institutions with a very small savings range

Most accounts have increased by the full quarter percent

Nationwide and Northern Rock are the exceptions, but these have not been across the board changes. Nationwide has increased by 0.25% on all accounts, but has also chosen a 0.35% increase on the £10K tier of its CashBuilder Book / Card accounts. Northern Rock has been less consistent across its range. The changes are shown below: Instant Access (+0.10%), Branch Saver (+0.25%), Save Direct Base Rate Tracker (+0.25%), Tracker Online (+0.25%), Silver Savings (+0.24%), Silver Savings Online (+0.15%), Silver Savings 30 (+0.24%), Save Direct Tracker (+0.20%), Branch Select 120 And Select 120 (+0.21%), Mini Cash ISA/Tessa Only ISA (+0.20%)