New child private medical insurance

AXA PPP healthcare has introduced a private medical insurance plan exclusively for children. First Healthcare has been designed to offer reassurance to parents at an affordable price of £9.99 a month.

The plan covers early access to consultations with an experienced specialist as well as out-patient tests and scans to establish diagnosis. And, if hospital treatment is required as an in-patient or a day-patient, First Healthcare pays for private treatment straight away provided the NHS cannot see the child within six weeks of when treatment should take place. This arrangement, which allows the NHS to take care of urgently needed treatment while avoiding delays, helps keep premiums low.

Additional features include the cost of parent accommodation when they need to stay with a child under 11 in hospital overnight and telephone access to a qualified and experienced team of healthcare professionals 24 hours a day all year round.

Geoff Salter, AXA PPP healthcare head of product management, said: "First Healthcare is for people who may not be able to afford private healthcare cover for their whole family but who want to make sure their children are covered. It will give parents peace of mind knowing that their children can be seen promptly as a private patient."

Full details are available on axappphealthcare.co.uk/first.

Application is easy - parents can enrol their children over the phone or online and can apply without having to give any medical history.