Great train fare lottery

Despite inflation-busting price rises on rail fares announced for the New Year, some train operators are far from generous when it comes to giving customers refunds for lengthy train delays, says Which?

The consumer organisation checked the refund and ticketing policies of 22 train companies and found that while a 30 minute hold-up on First TransPennine and London Overground trains would result in a full refund, passengers on Merseyrail would get a refund of just 20% for a delay of three hours.

Ticketing policies were also a postcode lottery. Most train companies only allow ‘anytime' fares to be bought on board, with no discount for railcards. But customers on First Hull (London to Hull), Grand Central (London to Sunderland), and Wrexham & Shropshire (London to Wrexham) can use railcards and buy off-peak tickets on board, which can make a huge difference to the fare.

Which? also checked prices on five intercity routes over a 12-week period and found that buying in advance could slash the cost of a journey by up to 80% although you have to travel on a specific train. The cheapest prices were generally available from 10 weeks ahead of departure. Good savings were still available on off-peak services until at least two weeks ahead of departure, and on peak services until the day before departure.

Nikki Ratcliff, Head of Services Research, Which? magazine, says: "The price of walk-up tickets on peak time train services can be eye-watering. The good news is that buying your ticket in advance can result in big savings, but you may have to book a long way ahead to get the best price, you won't be able to change your travel plans or get a refund, and there's no guarantee that a cheaper ticket won't become available at a later date.

"Depending on the train company you travel with, you could get surprisingly little back even if there's a long delay to your journey or you need to cancel your booking, so check with your train operator before you book."