Mortgage boost for first time buyers

First time buyers in Wigan looking to get a foot on the property ladder can now secure a new house of their own at Holme Park with just a 5% deposit*, by combining a helping hand from Bryant Homes North West with a new mortgage offer announced by Santander (formerly Abbey).

Available only to first time buyers buying one of the two remaining four bedroom detached homes at the development, the newly increased maximum loan size from Santander means that househunters can now apply for a 90% mortgage for the first time in two years. With Bryant Homes also offering to contribute 5% of the property’s value on the homes along with stamp duty, legal fees and carpets, this means that purchasers are only required to put down a 5% deposit of their own.

Amie Reeves, regional sales manager, said: “It’s been particularly hard for first time buyers of late to find an affordable mortgage and save up the required deposit. Combining the new mortgage deal from Santander with the incentives currently on offer from Bryant Homes will slice thousands of pounds off the savings pot that first time buyers need to get a loan.

“If you’re a first time buyer struggling to get onto the property ladder why not pay us a visit to find out more? Although our remaining four bedroom homes are certainly a step up from a typical starter home, their affordable prices puts them within reach for a first time buyer, so who knows, you may be living in your dream first home sooner than you think.”

The final Westbourne has been reduced in price to just £169,950 and features a spacious living room, open plan fully fitted kitchen / dining room, cloakroom and single integrated garage on the ground floor. The master bedroom with fitted double wardrobes and en-suite, three further bedrooms and a contemporary bathroom are on the first floor.

Benefiting from plenty of living space ideal for entertaining, the Alverton features two reception rooms, a fully fitted kitchen with adjoining utility room, study and cloakroom on the ground floor. The master bedroom with fitted wardrobes and en-suite, second bedroom with fitted wardrobes, two further bedrooms and a bathroom occupy the first floor. This home also benefits from a single detached garage and has been reduced to just £184,950.

Holme Park is perfectly located for buyers looking for a new home close to a wide range of amenities. Residents at the development will be able to enjoy a variety of sports and leisure facilities, as well as cafes, bars, restaurants and a good range of high street shops.

Ideally placed for commuting to work, the development benefits from excellent road links to the M6, M61 and M58, while the local railway station provides regular services to Manchester.

For further information log onto bryant.co.uk.

For further information on Santander mortgages, visit santander.co.uk.

* Subject to terms and conditions