HomeBuy Direct helps Evesham couple onto the property ladder
You want to buy a home of your own but you can’t find the high level of deposit required to access a mortgage. So what do you do? Do you resign yourself to a lifetime of renting, or living with your parents, or would you do as Evesham couple Melanie Crouch and Christopher Lewis did and get onto the property ladder using New Build HomeBuy?
Melanie and Christopher were living with their respective parents in the Worcestershire town, but when they discovered they were expecting a baby, they were keener than ever to find a home of their own. Initially disheartened to find that homes in their area were outside of their price range, the couple were delighted to discover they could, in fact, afford a brand new home through Rooftop Housing.
Under the New Build HomeBuy scheme, purchasers generally take out a mortgage for a share of the property and rent the remaining share at a discounted rate. They can then purchase additional shares in the future until they own the property outright.
It was the perfect solution, as Melanie explained: “The availability of New Build HomeBuy has made a huge and positive difference to our lives. It would have been incredibly difficult for us to start our family life living apart so were over the moon to find out that we could comfortably afford our new two-bedroom home on Church Street in Evesham. We moved in just two weeks before our daughter Ella was born and we can now give her the best possible start in a family home.“
She added: “We really didn’t want to throw away money renting a property and this way, we are investing for our future, and also we can really make this house our home, because it is ours. I would definitely recommend New Build HomeBuy to others in a similar situation, because it offers a fantastic opportunity to buy your own home and the process is really simple and straightforward.”
Tim Wade, Head of Development at Rooftop Housing Group commented: "Being part of the New Build HomeBuy scheme makes it easier for us to provide people like Melanie and Christopher with homes so that they can build a future for themselves. We're thrilled that they are happy in their new home and we look forward to helping many more people just like them."
If you would like to find out more about homes which are available under New Build HomeBuy – through Rooftop Housing and other housing associations - please contact Orbit HomeBuy Agents. As the largest HomeBuy Agent in England they act as a first port of call for people interested in finding an affordable home of their own and may be able to help you. You could be first time buyers like Melanie and Christopher, or key workers, people looking for a new home following a relationship breakdown, social housing tenants, or those on a local authority waiting list – as long as your household income is less than £60,000.
For further information, visit Orbit HomeBuy Agent’s website: orbithomebuyagents.co.uk
