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Ageas enhances critical illness cover for new customers

17th January 2013 Print

Ageas has further enhanced its critical illness cover (CIC), offering customers additional peace of mind for their protection needs.

The refresh is also a bid to attract younger customers with features that are more relevant to their health risks.

The refreshed CIC now covers 46 conditions, including 17 ABI+ definitions, while children up to the age of 21 are now covered through children's CI cover, whether or not they are in education.

Ageas has also added cover to provide more early partial payments for new customers, which are paid in addition to the sum assured, including treatments such as angioplasty as well as for testicular and breast cancers, where earlier payments are more beneficial to customers.

Several of the conditions, which are now covered under Ageas's YourLife Plan CIC, have a reduced surgery requirement for a claim to be made, including partial removal of organs rather than full organ transplant. Ageas will now also pay claims for cardiac arrest treated with an implantable cardiac defibrillator.

Ageas is also the first life insurer to introduce a partial payout for the treatment of testicular cancer in situ - a condition which can affect 15-25 year olds but is typically not screened for. With treatments for conditions such as testicular carcinoma in situ available - a condition now covered under Ageas's critical illness cover - approximately 95% of men survive testicular cancer for more than 10 years.

Many of the changes to Ageas's critical illness cover reflect the firm's desire to offer clients quality protection insurance.

Commenting on the CIC refresh, Steve Casey, Head of Marketing and Propositions at Ageas Protect, said: "The introduction of these changes is just the beginning of the road that Ageas Protect wishes to pursue to ensure our products and services meet our customers' needs."

For more information, visit ageas.co.uk.