Free valuations and lower fees with refreshed Skipton mortgage range

Skipton Building Society has launched a new suite of mortgage products featuring lower rates and free valuations for house purchase customers on selected deals, helping them to minimise up-front costs when purchasing a home.
 
Key product changes:
 
2 Year Fix to 60% LTV at 1.99% (was 2.08%, down 0.09%) Application fee: £195, completion fee: £800;
 
2 Year Fix to 60% LTV at 2.09% - with free valuation, purchase only (new product)

Application fee: £195, completion fee: £800;
 
2 Year Fix to 70% LTV at 2.09% (was 2.23%, down 0.14%)

Application fee: £195, completion fee: £800;
 
2 Year Fix to 70% LTV at 2.19% - with free valuation, purchase only (new product)

Application fee: £195, completion fee: £800;
 
2 Year Fix to 75% LTV at 2.38% (was 2.48%, down 0.10%)

Application fee: £195, completion fee: £800;
 
2 Year Fix to 75% LTV at 2.78% - no fees (was 2.88%, down 0.10%)

Application fee: £0, completion fee: £0.
 
They have also extended the availability of our highly competitive 2-year fix to 90% LTV at 3.99%, with £160 cashback, until 30 September 2015.
 
These new products are available through the Society's Skipton Direct customer service centre, branches and all intermediaries, for purchases and remortgages.
 
The Society's competitive mortgage offering includes 2, 3, 5 and 10 year fixes, trackers, discounted and Buy to Let deals. All other products remain unchanged.
 
Criteria applicable to all of the above products

Fixed until 30 September 2015;

Early repayment charges: 3/2% of capital repaid and, after the product end date, interest to the end of the month;

Overpayments of up to 10% per annum allowed without charge1;

Free standard legals and valuations available on all remortgage products.
 
Kris Brewster, Skipton's Head of Products, said: "We're delighted to be able to underline our commitment to lending strongly, and doing everything we can to help homeowners achieve their aspirations, through further downward rate reductions on selected products.
 
"These changes will enable us to continue offering competitive options across a range of LTVs.
 
"The introduction of free valuations for house purchase customers on selected products increases choice within our range and offers them the option to pay lower up-front costs when purchasing a home, something that we believe will appeal to a broad range of people."