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RSA launches new restaurants and hotels policy

13th January 2014 Print

RSA, one of the largest UK Commercial insurers, has launched a new Restaurants and Hotels insurance policy, offering flexible cover with a wealth of benefits to the hospitality trade.

It provides insurance for small-unlicensed hotels with up to six rooms or restaurants with up to 150 seats and has flexible limits to suit the needs of most businesses.

The policy covers:

Contents, stock, public/products liability and employers’ liability
Cover for hotel guests’ personal effects (£2,500 per guest)
50% seasonal stock increase during November, December and 30 days prior to Easter
All Risk Goods in Transit cover of £2,500 with the option to extend to £10,000
£1,000 cover for damage to frozen and chilled food with the option to extend to £10,000 per unit
Public/products liability £2m standard indemnity cover can be reduced, increased or deselected as required
Automatic Money package of £1,000 with option to decrease or increase where necessary

David Swigciski, SME Trading Director, RSA, said: “The hospitality industry is extremely important to the UK economy, so the importance of putting in place robust insurance cover should not be underestimated. With this new product, which is part of our SME range, we have considered the environment in which the hospitality industry is operating, and built a policy that will give businesses the peace of mind and enables them to grow their business.”

For more information, visit