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Speedy Brits drive their way to motoring convictions

11th January 2016 Print

Two thirds of Brits with driving convictions are guilty of speeding - and are living with the financial consequences, according to research from MoneySuperMarket.

The research analysed car insurance convictions data gathered on MoneySuperMarket’s site over 12 months, to reveal the nature of driving-related convictions. Speeding and speed-related incidents account for two thirds of all convictions (66 per cent), a rate of 15.2 convictions per 1000 drivers, down marginally from 15.93 per 1000 over the previous 12 month period.

Other findings include:

One in eight convictions was the result of ‘careless, reckless and unfit’ driving (13 per cent)

Eight per cent of motorists with convictions were caught out for licence and insurance offences

Seven per cent of those with motoring convictions were found guilty of ‘situational driving offences’, such as incidents at traffic lights, pedestrian crossings and motorways

Five per cent were guilty of drink or drug-driving.

Kevin Pratt, insurance expert at MoneySuperMarket, said: “The number of drivers with a conviction on their licence has fallen slightly from last year, but it’s still a worrying rate of 23 per 1,000 drivers and over two thirds of these are down to speeding.

“It’s very easy to put your foot down on the accelerator when you’re in a hurry but it’s important to remember the consequences. Not only do we put ourselves, passengers and other road-users and pedestrians in danger, but a conviction is a sure-fire way for motorists’ premium prices to shoot up. Having a speeding conviction on your licence will typically add £55 to an annual car insurance policy. For those who have been caught and experienced a hike in their premiums, it’s worth shopping around as another provider may offer a smaller increase.”