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M&S Bank launches its lowest ever loan rate

11th January 2017 Print

M&S Bank has launched its lowest ever loan rate of 3.0% APR representative on loans between £7,500 and £15,000 from 12 to 84 months, available to both new and existing customers.

M&S Bank offers personal loans from £1,000 to £25,000 and customers have the option of taking a payment holiday for the first three months, subject to lending criteria.

As part of a range of new offers for the New Year, M&S Bank is also rewarding customers with M&S vouchers when they take out new home, motor and pet insurance products.

Households taking out a new buildings and contents policy will receive £40 in M&S vouchers, new premier motor insurance customers will receive a £50 M&S voucher and new pet insurance customers will receive up to £30 in M&S vouchers when taking out a new policy.

Paul Stokes, Head of Products, M&S Bank, said: “We know that many families take the time to review their finances in the New Year so we’re pleased to be able to offer our lowest ever loan rate at a time when families need it most, along with a range of rewarding insurance offers.”