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Why and how to obtain home equity loans and HELOCs

People have many different reasons for wanting home equity loans and home equity lines of credit (HELOCs). In fact, there are some very sound financial goals that are well served by tapping into the equity of your property.

Debt collection rights for consumers

If you’re in debt and you’re being chased by creditors, then it’s important that you know your rights.

How to avoid getting into debt

According to a recent report published by the Money Charity, UK households are forecast to owe an average of £84,412 by the year 2022, and in the year 2017, around 276 people per day were recorded as insolvent.

What are CCJs?

A County Court Judgement (CCJ) is a type of court order used in England, Wales and Northern Ireland.

Student Loan Consolidation vs. Refinancing: Which Is right for you?

Student Loan Consolidation vs. Refinancing: Which Is right for you?

Sometimes student loans become more costly than when you first took them out. You may have deferred your loans or needed to use income-based repayment.

Consumer money worries rise as Britain’s debt mounts

Britain is a nation of spenders. The UK is the second most indebted G8 nation, behind only Canada. Between 2012 and 2017, household debt in the UK increased by 7% to reach in excess of £1.6 billion, according to official government statistics reported by The Guardian.

Loans for average credit consumers

Having a high credit score opens up the world of affordable and, in some cases easy, access to borrowing money, from small expenses to major purchases like a home.

Five tips for getting a personal loan

A personal loan can be a great way of reaching a short-term financial goal, such as purchasing a new car, renovating your home, or even paying off your current debts faster by consolidating them into one payment.

What steps should you be taking to clear yourself from debt?

Being in debt can be very stressful, whether it’s unintended or a consequence of careless over spending.

Lowest rate for AA loans

At a time when used car sales peak, the AA has dropped the interest rate on its personal loans to an extremely competitive 3.0% APR typical (down from 3.3%).

How can students benefit from short-term loans

Students will be the focus on media attention once again this summer, with the controversial interest rate on loans set to increase to 6.1% in September.

Student debt can be taxing

The current system of student loans by which university education in England is financed has been dogged by controversy since it was brought in by the Labour Government under Tony Blair.

Increase in the number of healthcare professionals seeking help with personal debt

The number of healthcare professionals in debt and seeking help with their personal finances has increased by 9.8% over the last two years.

Will debt hold you back in life?

Will debt hold you back in life?

It’s said that the average UK household now has almost £13,000 of debt – before you even take into account the cost of mortgages and property.

M&S Bank launches its lowest ever loan rate

M&S Bank has launched its lowest ever loan rate of 3.0% APR representative on loans between £7,500 and £15,000 from 12 to 84 months, available to both new and existing customers.