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Loans

As house prices and rents escalate, payday loans have never been so vital

It's easy to forget, particularly if you are lucky enough to be on a steady financial footing, just how important payday loans remain for those who do not have great disposable income.

Clydesdale and Yorkshire Banks launch new loan rates

Clydesdale and Yorkshire Banks have launched a selection of new lower rate offers for unsecured personal loans, including their lowest ever online rate of 3.4% APR for loans between £7,500 and £15,000.

Reality TV and soap operas trivialise problem debt, study reveals

Soap opera characters and reality TV stars are influencing people to borrow irresponsibly in order to buy items they can’t afford, according to new research.

Personal loan rates plummet to lowest ever level

Average personal loan rates for both £5,000 and £7,500 have plummeted to their lowest ever level, according to new figures from MoneySuperMarket.

Over 40,000 more consumers benefit from free debt advice

More people than ever have benefitted from free debt advice, according to figures from the Money Advice Service.

New car registrations drive loan applications

With the new registration date fast approaching and car buyers on the lookout for the best deals, Clydesdale and Yorkshire Banks’ lowest ever loan rates could help ease the financial pressure.

An expert’s guide to short term loans

Everyone needs a loan from time to time and it’s not always easy to access funds.

First year students now expect to have £30,000 of student debt

The annual Lloyds Bank Student Finance Report reveals another year-on-year uplift in students’ overall estimated debt – rising by over 15% to £22,131 compared to last year’s estimate of £19, 217. Driving this are first year undergraduates, who now expect to come out of university with £30,002 of student debt.

Lying to loved ones about debt - the true behaviour of cash strapped Brits reveals

Brits in debt play down the scale of it hugely, with people actually owing more than double the amount they tell their partners, according to the latest insight from MoneySuperMarket.

Consumer confidence continues as majority of people meet debt repayments

The second Lloyds Bank Lending Report shows that people surveyed continue to feel upbeat when it comes to the future of their finances.

Payday loan problems halved since cap introduced

The number of problems reported to Citizens Advice about payday loans have almost halved.

M&S Bank launches its lowest ever mid-tier loan rate

M&S Bank launches its lowest ever mid-tier loan rate of 4.5 per cent APR (representative) on loans between £5,000 and £7,499, available to both new and existing customers.

Thirteen million UK households expect to dive further into the red in 2015

Despite last month’s Budget stating UK debt would begin to fall next year, 13 million households believe their situation is going to worsen before it gets better, according to research by MoneySuperMarket.

2.3m Brits are on flexible incomes and battling with debt

Research focusing on fluctuating incomes and the impact it has on people’s ability to make debt repayments shows that many people are struggling to meet their financial commitments because of “zero hours” contracts.

Santander announces new personal loan rates

Santander has reduced its rates on personal loans of between £5,000 and £7,499 to a market-leading 4.6% APR.