Loans

One in six adults struggling with debt worries

A major study, based on a model developed by the Money Advice Service and CACI, estimates the levels of over-indebtedness in the UK.

5 programs for the credit-challenged consumer

When you get older, you come to realize just how important your credit is. Without a decent credit history. obtaining even the bare necessities like housing or a vehicle can become challenging (and costly).

UK lender Oakam selects Provenir for real-time loan decisions supporting digital growth

Provenir, the risk analytics and decisioning solutions provider, has announced that fintech lender Oakam has chosen its platform to help it deliver rapid, accurate loan decisions to personal customers.

As house prices and rents escalate, payday loans have never been so vital

It's easy to forget, particularly if you are lucky enough to be on a steady financial footing, just how important payday loans remain for those who do not have great disposable income.

Clydesdale and Yorkshire Banks launch new loan rates

Clydesdale and Yorkshire Banks have launched a selection of new lower rate offers for unsecured personal loans, including their lowest ever online rate of 3.4% APR for loans between £7,500 and £15,000.

Reality TV and soap operas trivialise problem debt, study reveals

Soap opera characters and reality TV stars are influencing people to borrow irresponsibly in order to buy items they can’t afford, according to new research.

Personal loan rates plummet to lowest ever level

Average personal loan rates for both £5,000 and £7,500 have plummeted to their lowest ever level, according to new figures from MoneySuperMarket.

Over 40,000 more consumers benefit from free debt advice

More people than ever have benefitted from free debt advice, according to figures from the Money Advice Service.

New car registrations drive loan applications

With the new registration date fast approaching and car buyers on the lookout for the best deals, Clydesdale and Yorkshire Banks’ lowest ever loan rates could help ease the financial pressure.

An expert’s guide to short term loans

Everyone needs a loan from time to time and it’s not always easy to access funds.

First year students now expect to have £30,000 of student debt

The annual Lloyds Bank Student Finance Report reveals another year-on-year uplift in students’ overall estimated debt – rising by over 15% to £22,131 compared to last year’s estimate of £19, 217. Driving this are first year undergraduates, who now expect to come out of university with £30,002 of student debt.