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Is It Difficult To Increase Your Credit Score?

The journey towards enhancing one's credit score often appears daunting, with many individuals unsure of where to start or what steps to take. Indeed it was found in 2021 that 69% of UK adults do not even know their current credit score, with very little understanding of how it works and its significance.

What is the fastest way to improve your credit score?

Improving your credit score is a gradual process that requires discipline and consistency. While there's no magic bullet to instantly boost your score, several strategies can help expedite the process and enhance your creditworthiness over time. Here are some of the fastest ways to improve your credit score:

The Best Way to Pay Off Credit Card Debts

Credit card debt is a prevalent issue in the United States, with the average household carrying approximately $5,733 in credit card debt as of 2023, according to data from the Federal Reserve.

A Geek’s Guide to Credit Card Debt

Whether it’s $2,000 or $25,000, credit card debt feels like a weight around your neck. It’s something that you can’t seem to shake, no matter how hard you try. But it’s possible that you’ve been trying the wrong things.

Identity verification methods to combat fraud

Identity verification methods to combat fraud

The COVID-19 pandemic saw a rise in identity theft as phishing emails and unsolicited robocalls increased in frequency. The theft of social security numbers resulted in higher numbers of false claims being made, while lockdown periods saw a rise in marketing scams and changed shopping habits, resulting in more people shopping online and falling victim to card fraud via digital payment methods.

Is hiring a credit restoration company worth the cost?

Is hiring a credit restoration company worth the cost?

Good credit is an important aspect of your financial health because when you do have good credit, more opportunities will be available for you, particularly when it comes to loans and financing.

Balance transfer deals are disappearing, act now to shift debt

With payment holidays coming to an end and personal debt increasing, Defaqto, the independent financial information and technology experts, have analysed the market to see what is out there to help borrowers manage their debt.

How To Boost Your Credit Score

How To Boost Your Credit Score

Credit Scores have become more important today for consumers who need credit to buy cars, homes, or even to rent great apartments. Have a sub-par score can certainly cause grief as well. Individuals with poor credit will have higher interest rates which will equal to higher payments.

5 Tips to Help Build Your Credit Through Responsible Borrowing

5 Tips to Help Build Your Credit Through Responsible Borrowing

Building positive credit is a crucial part of your life as it unlocks financial opportunities. This is especially true for first-time homeowners, aspiring college students, if you're thinking about making a big purchase, or taking out a personal loan.

6 ways to protect your credit card information online

Online consumers have many legitimate concerns about the safety of their credit card information. We hear about so many data breaches and cases of identity theft, it’s difficult to really feel safe when doing any sort of financial transactions online.

TSB offers £20 cashback for new credit card customers

TSB is offering £20 cashback to new customers taking out a TSB credit card when they spend £20.

Online tool helps find a credit card without damaging your credit score

People searching for a credit card can take advantage of a new service which helps them find an appropriate card without damaging their credit score.

Brits pay off holiday credit debts - before setting foot abroad

Credit cards are now the most popular way for Brits to pay for holidays and an overwhelming majority who use credit cards when booking holidays will have paid off their balance in full before travelling, new research from Halifax reveals.

6 million Brits have been a victim of financial fraud

Over a third (34%) of Brits are worried about falling victim to fraud, according to new research. The poll also found that 12% of UK adults (5.9 million people) have already been a victim of a financial fraud, while one in ten said that at least one of their online accounts has been hacked.

Most consumers don't understand their credit card

Millions of credit card holders face a New Year financial hangover because they aren’t clued up about their credit card, according to new insight from MoneySuperMarket.