Which?: Treasury Select Committee report into travel insurance

As the Treasury Select Committee publishes its report into travel insurance regulation, Mike Naylor, principal researcher, Which?, says: “This is a damning report reiterating the urgent need for consistent regulation of travel insurance.

“Which? Research shows that travel insurance is being mis-sold and consumers aren’t being given the appropriate information.

"There is no reason why travel agents should be excluded from regulation. People should have the same protection and peace of mind on holiday regardless of where they buy their insurance."

How to get the right cover – Which?’s top five tips

Declare any information that could lead to a claim
Check cover limits and exclusions
Watch out for excesses
Read the small print
Tell the insurer about any pre-existing medical conditions affecting you or anyone else on whom your holiday plans depend