People with more than one car are safer drivers

Over a third of UK households now own more than one car and new research has revealed that they are less likely to have a car accident than single car households.

Insurance specialist, Admiral, which offers the MultiCar policy for multiple car owners, looked at data from over 200,000 accident claims and found that households with two or more cars are 22% less likely than single car households to be involved in a crash.

Admiral MD, Sue Longthorn said, “Approximately seven million households in the UK now have two or more cars and according to our research they are the safest drivers on our roads.

“Multiple car owners also drive higher value vehicles with their cars worth an average 27% more than single car households. Having spent more on their car, perhaps they drive more cautiously in order to protect their pride and joy. Multiple car drivers could also have more driving experience because they have access to a number of different cars.”

There are many different kinds of households with more than one car including couples with grown up children, car enthusiasts with more than one car, shared houses of students and friends and even families with au pairs. The most common multiple car households are car enthusiasts and couples with grown up children, making 46% and 42% respectively. Households of young people make up 11.5% and families with au pairs just 0.5%.

Households with more than one car are also 32% less likely than those with only one to keep their car on the street.

Sue Longthorn continued, “This may mean their car is less likely to be hit while parked and as such can decrease their chances of having an accident.”

Up to five cars can be insured on Admiral’s MultiCar policy. Each driver covered also keeps his or her own no claims bonus so if one motorist on the policy has to make a claim then only that person’s no claims bonus will be affected. MultiCar also unites the renewal date for all the cars on cover.