Converting to a convertible doesn't need to be costly

Convertible cars cost an average of 60 pence extra to insure per week despite the general consensus that they are far more costly than non-convertibles, says Confused.com- UK car insurance comparison site.

On average, a convertible car costs just £32 more to insure over the course of a year than a non-convertible, with the lowest price difference being a mere £11. However, before rushing out and buying a flashy new drop-top it may be worth considering the fact that the UK enjoys just 55 days of sun overall- or just 15% of the year!

While many drivers may be initially wary of the perceived higher insurance premiums often associated with owning a convertible, due to horror stories of soft-top slashing and items being stolen from easily-accessed glove compartments, figures show that there really is very little difference in premium prices between convertibles and non-convertibles.

Debra Williams, managing director, Confused.com comments: "Like most of life's pleasures, many drivers will find that the desire to own a swanky new car will outweigh the practical concerns and perceived costs involved. However, car insurance is becoming increasingly competitive so whether you are insuring an old banger or a sleek sports car, it is vital to shop around for the best deal in order to make sure that you aren't paying over the odds for your car insurance.

"As long as drivers use their common sense and take precautions such as not storing valuables in their car or making sure that their car is parked somewhere safe and secure, there is no reason why they cannot enjoy the benefits of cheaper car insurance when buying a convertible, even if drivers can't make the most of putting the top down every day in the UK!"