Expensive car insurance if you're a James or Daniel

James and Daniel may be two of the top ten most popular boy's names for babies, but parents should be warned that when their sons grow up, they could be among some of the most reckless drivers on Britain's roads, says Confused.com!

James' are the most reckless drivers, with a shocking one in three (31%) admitting to having driving convictions, compared with nearly 1 in 5 (18%) Daniels. Alfies - the fifth-ranked most popular name - are the most vigilant drivers, with a mere 0.03% claiming to have convictions.

Girls appear to be altogether more careful, although Lucys - the tenth most popular girl's name - are the most reckless, with 6% having been on the wrong side of driving laws.

Charlotte Church has little to worry about when it comes to rocketing car insurance premiums as her toddler, Ruby, is likely to be almost whiter than white on the roads when she is older; in fact, a mere 0.11% of Rubys have driving convictions. However, new arrival Dexter could be a different story, with more than 1 in 10 (12%) Dexters listed as having driving convictions.

Will Thomas, head of motor insurance at Confused.com, said: "Although women fared significantly better than the men in this research, it is difficult to get past the fact that one third of all James', or 2% of all drivers, have driving convictions. Not only does dangerous and careless driving have safety implications, but gaining points on driving licences also has a detrimental effect on insurance premiums. On average, a driver with three points will see premiums leap 7%, rising to 25% for six points and 50% for nine points; and the number of insurance providers willing to insure a driver with nine points can halve.

"While nobody is perfect - not even Alfies - we would advise our customers to take more care when driving. Planning your route, allowing extra time and taking into consideration elements such as the great British weather, should result in less accidents and a reduction in convictions."