Save at least 25% on car insurance and become a better driver

There's a way to save at least 25% on car insurance. The Ride Drive Insurance Scheme promises to knock a quarter off drivers' premiums, whoever they are currently insured with, provided they've passed an approved Ride Drive advanced driving course. And the discount applies for as many years as the driver stays claim-free.

The added benefit is that Ride Drive courses are designed to improve driving skills. Billed as 'real life advanced driving', the courses cost from just over £200 for one of the insurance-approved courses.

The scheme is a collaboration between Ride Drive Limited, who run the courses, and Adrian Flux Insurance Services, the specialist car broker. Flux says it guarantees to reduce any legitimate renewal premium by 25% - and sometimes the discount can be even higher.

Julian Smith, Director at Ride Drive Limited, says that many customers initially think the insurance scheme is too good to be true. "Most people come to us for the advanced driving course rather than to save on their insurance bill," he says. "It takes a while for the 25% discount to sink in – but once it does, the feedback is 100% positive!"

However, as word is getting round, more people are becoming interested in the insurance scheme. "Especially those who are looking for ways to save money in the recession," says Smith. "Drivers with high performance cars - and commensurately high insurance – can often save much more than the course costs, straight away. But even people driving standard motors will get a good return on their investment, since they'll carry on getting 25% off their insurance for as many years as they stay claim-free.

"Plus, of course, they'll be safer drivers, and will get far more pleasure from their car ownership experience."

Once drivers have successfully passed the course, they simply contact Adrian Flux when their insurance is due, quoting their current insurer's renewal premium figure. Flux guarantees to insure them for 25% less than the premium they have been quoted, and in some cases the discount may be even bigger. "We have access to hundreds of different schemes," explains Craig Darwin of Flux. "With specialist vehicles such as high performance or modified cars, we often find that we're more competitive than the policyholder's current insurer, even before we take the Ride Drive discount into account."

The only stipulations on the Ride Drive Insurance Scheme are that drivers must have had their own car insurance policy during the previous year (rather than being a named driver on someone else's policy) and they must not have made a claim during that time. There's no time limit on claiming the 25% discount – so if a policy has only just been renewed, the policyholder can wait a year before applying to the Ride Drive Insurance Scheme.

To learn more about the scheme visit the Ride Drive website at ridedrive.co.uk/adrianflux.htm or adrianflux.co.uk/ridedrive