Newlyweds to check ‘I do’ have enough home contents cover

As the traditional British wedding season gets underway, home insurer Churchill is urging newly-weds to check their contents cover to ensure that new toasters, blenders, cushions and cutlery are adequately covered.

Research by Churchill Home Insurance reveals one in ten (10 per cent) married couples estimated they received wedding gifts with an approximate value of £3,000 or more – resulting in a significant increase in the value of their home contents.

Purchasing a gift is a key consideration for many guests and the collective cost of all the newly acquired items can soon mount up. The research shows guests spend an average of £60.31 per wedding gift.

The choice of gifts themselves vary, but some traditions remain, with a third of wedding-goers (33 per cent) opting for some kind of kitchenware - from cutlery, china and glass to electrical kitchen appliances such as toasters and blenders.

A further seven per cent opt for soft furnishings such as cushions, candles and linen and another 42 per cent of the attendees will give vouchers, honeymoon donations and cash.

Frances Browning, spokesperson for Churchill Home Insurance said: “Newlyweds should consider the insurance implications of receiving such a large number of valuable gifts and the impact this could have on the value of their home contents.”

“With the average cost of a wedding gift at the £60 mark, newlyweds need only to receive around 50 gifts to see the value of their household contents increase by £3,000.”

“To help minimise stress during this busy time, Churchill offers its customers an automatic £4,000 worth of cover on wedding gifts as part of its standard home contents policy, in the four weeks before and after a wedding. This means newly-weds have time to re-evaluate their home contents insurance cover when they’re back from honeymoon.”

“We urge all newly-married couples to check their home insurance policies to make sure they have adequate cover to suit their needs.”