1 in 4 Britons without home contents cover

One in four Britons do not have adequate home contents insurance, says Confused.com – UK insurance price comparison site.

This figure is particularly startling, given that most homes are veritable treasure troves full of valuables, such as flat screen televisions, personal computers, laptops, games consoles and jewellery, to name a few. Insuring home contents worth £40,000 can cost a mere £43.98 per year for a family of four, but the key is to shop around.

With many Brits heading away for the Easter Bank Holiday weekend, this worrying lack of cover is a timely reminder to Britons who are leaving themselves exposed to theft, or over-zealous DIY fanatics who inadvertently cause damage to their homes.

Debra Williams, managing director, Confused.com comments: “Contents insurance is not a legal requirement, but should really be considered an absolute necessity. Many people decide against contents cover without considering the potential pit- falls involved. Even the most obvious precautions, such as remembering not to ‘advertise’ your new plasma screen TV by leaving the box outside your front door, or remembering to properly lock up when leaving the home, can sometimes fall by the wayside. It is for this reason that belongings need to be adequately covered.

“By failing to insure their home contents, Britons are potentially setting themselves up for a large bill, not to mention emotional turmoil, should they be unfortunate enough to suffer any loss or damage. By shopping around, consumers can end up saving a fortune on home insurance, but you can’t put a price on peace of mind.”