Homeowners advised to check liability insurance

In light of recent news that Michelle and James Hudson are being sued by their midwife after she tripped over a child's buggy during a routine house visit, comparethemarket.com are urging all households to check their level of insurance to ensure that they have the right level of cover...

...especially if their home is seen a place of business by external services such as child minders, cleaners and builders.

Having the right level of cover will protect you from picking up a huge bill if someone accidently hurts themselves while in your home. Jeremy Moll, insurance expert from comparethemarket.com says; "The majority of insurers include building and contents liability cover as standard on their insurance policies. Typical payouts are up to £2,000,000 for personal liability and £5,000,000 for employee liability. Personal liability payout might apply where a friend trips over a loose carpet in your home and breaks their leg, whereas employee liability is where you are employing someone at home such as a cleaner or builder and they trip on your loose carpet."