1 in 7 wake up to average £117 damage from trick or treaters

For many children, Halloween is a time for some fiendish fun, ghostly games and a chance to dress up. However there is a darker side as some older youths, under the guise of a Halloween trick or treat, throw in a bit of vandalism for good measure.

Research for Saga Home Insurance reveals that All Hallows' Eve can be an expensive night for some, with 1 in 7 (15%) having to shell out for damage caused by tricks. The average amount that is paid out is £117, but almost one in ten (7%) of those on the receiving end have to spend more than £250. Last October, Saga Home Insurance paid out in excess of £100,000 for malicious damage claims.

The most common ‘trick' is egg throwing, with 15% having endured this. Harmless, funny pranks (8%) and flour throwing (4%) are also common Halloween night tomfoolery. 3% of people say they have been victims of malicious or harmful "tricks".

Andrew Goodsell, Chief Executive Saga adds ""For most people Halloween will end without incident - but for a few it may be an expensive night. So in addition to carving your pumpkin it may be worthwhile checking that your home insurance covers you in case the vandals strike."