Get a year of home insurance cover for the price of ten months

The majority of householders in the UK say that January (68%) and February (52%) are their two least favourite months of the year, according to research from Direct Line Home Insurance.

There's no shortage of reasons why the past two months might not be everyone's favourites: bad weather, limited daylight, and post-Christmas spending hangovers are just some of the things that might make people dislike the start of a new year.

While it's only a change in seasons that can alleviate the problems with the weather and short days, Direct Line can offer a helping hand with the financial burden. From the beginning of March, all new Direct Line home insurance customers can get a year's cover for the price of just ten months, meaning those least favourite months won't cost a thing.

Direct Line Home Insurance is offering 12 months home insurance for the price of 10, with the purchase of any home insurance policy. The offer is open to new customers until 30 April 2009.

Andrew Lowe, Head of Direct Line Home Insurance, said: "Everyone has different reasons for disliking certain times of the year but our research shows most people would prefer to take January and February off the calendar. It might all be down to the classic British obsession with the weather, as May and June came in last in our research on the nation's least favourite months.

"By taking out a new home insurance policy with Direct Line you'll save the cost of two months of home insurance on a year's policy, so you'll spend less cash and still be insuring your home."

Other recent research from Direct Line has found that only one in 20 people (five per cent) thought that they would lapse on payments for their home contents insurance if they were faced with a cash crunch. This could leave 1.2 million households paying out a fortune if they were to suffer a household disaster such as fire, theft or flooding.