M&S credit card offers 0% interest for ten months on purchases

M&S Money is launching an exciting offer on its credit card for new customers from 4th September 2008, featuring the following:

0% interest on all shopping for ten months from account opening
0% interest for six months on balance transfers made within six months of account opening (2% fee, minimum £5)
15.9% APR typical variable
No cash advance fee & 55 days interest free when buying M&S Travel Money with the card
M&S points earned every time the card is used, with regular bonuses offering extra points

Credit card holders also enjoy the following benefits:

Convenient and safe online account management
Extra security with Spend Safe fraud protection
Free copies of Your M&S magazine and Home Catalogue
A guaranteed 8% savings on holidays with the exclusive Travel Club

Brendan Cook, M&S Money Chief Executive, said: "This new card means that M&S are now one of the few providers in the market to be offering excellent 0% deals on both purchases and balance transfers. This card not only has a competitive APR but also benefits from the M&S Loyalty Scheme, making it one of the most attractive credit cards in the market.

"Additionally, whilst a number of other providers have recently been raising their interest rates and shortening their 0% offers, we're delighted to be bucking this trend - at a time when consumers will appreciate this the most."

To apply for the M&S Credit Card go online at marksandspencer.com/money