Saga Platinum credit card can help shoppers save this Christmas

Shoppers could save significant sums with a Saga Platinum credit card this Christmas. The card offers a good deal to customers whether they borrow on the card or pay their bill in full each month. Repayments are ordered fairly, so after interest and fees, the most expensive debt is cleared first, unlike most credit cards available in the UK.

As Christmas expenditure is projected to be down in 2008, Saga believes a credit card that puts the customer's needs first gives invaluable peace of mind to those concerned about their festive spend. With 0% on balance transfers and new purchases for the first six months, Saga hopes to identify with people who want to spread the cost of Christmas into manageable monthly payments and want to avoid paying higher amounts of interest.

On top of this, the card also boasts no foreign currency charges for transactions in Visa Europe, which is a bonus for those who enjoy visiting the traditional Christmas markets found across the Channel.

The fair order of payments ensure that the interest charged to the Saga customer is lower when compared to other credit cards in the market, which pay off amounts that attract the lowest interest rate first.

Andrew Goodsell, Chief Executive of Saga Group Ltd, commented: "Consumers need reassurance this year and we are proud to offer a credit card which gives people the confidence that their payments will be managed fairly."