'Spa' treatment for first time buyers in Smethwick

Smethwick homebuyers can snap up a designer one bedroom ‘Leamington' coach house - highly unusual in that it's detached - for just £84,995 and take advantage of a tailor-made first time buyers package.

At Victoria Gardens by George Wimpey West Midlands (a prestigious development of 68 premier homes on the former North site of the famous Cape Hill Brewery) you can take your pick from a host of time, money and hassle savers that will help get a move on. And the ‘Leamington' has its own private entrance and an allocated parking space, plus it's open plan for the ultimate in contemporary living.

Sales manager Michelle Davies explains: "We literally have something for everyone and timely incentives like these are just our way of giving something back and keeping the market ticking over - because a reassuring cost cutting package like this can make the difference between staying put and missing out, or making that dream move at the optimum time."

For starters, George Wimpey could match your 5% deposit and give you access to better interest rates and lower monthly mortgage payments. Buyers are given the ‘depositmatch' amount in the form on an interest-free loan over 10 years. They own 100% of their property and there is no rent or interest to pay during the loan period. Buyers can repay the loan when they sell or have the option to make up to three smaller one-off payments. Stamp duty and legal fees are also covered by George Wimpey West Midlands, while the scheme is managed by the company's appointed independent financial advisors and solicitors, making the whole process extremely straightforward.

Or, if you don't have a deposit as such, then why not take advantage of the George Wimpey ‘5% deposit paid' scheme and an easier 95% mortgage - plus extra savings like £500 towards legals and £250 towards the mortgage fee. Alternatively, free ‘Designer Options' packages can be a real god send and on this occasion include carpets and flooring throughout, fitted wardrobes, free standing washer/dryer, fridge freezer, plus dishwasher to really get you off to a flying start.

And, if you already have your own furniture and a deposit saved, why not take advantage of a George Wimpey subsidised mortgage offer that will entitle you to £500 a month for the first half year - that's a welcome £3,000 in the bank!

The entrance to Victoria Gardens is just off Cape Hill (A4092), which is a major route within the area and leads to the main shopping area to the west and onto Dudley Road (A457) to the east. Areas of open space are proposed within the development to retain a sense of open expanse and softening to the build form - and these green pockets will provide character and further improve the quality of the public realm.

In short, Victoria Gardens fully embraces the Government's urban design vision of ‘continuity' (a place where public and private space are clearly distinguishable), ‘legibility' (a place that has a clear image and is easy to understand), ‘commutability' (somewhere that's easy to get to and move through), ‘adaptability' (a place that can easily change) and ‘diversity' (somewhere with variety and choice).

Other availability at Victoria Gardens includes three bedroom semi detached homes with garage from only £154,995 and four bedroom townhouses from just £167,995.

For more information, log on to Georgewimpey.co.uk.