All’s well that ends ‘Sandwell’ for buyers

Sandwell homebuyers have got it made with Taylor Wimpey, with a host of cracking deals, reduced prices and practical incentives designed to help buyers get a move on.

At three prime site across the borough – Wesley Gardens on Bank Street and Central Square on Dartmouth Street in West Bromwich, plus Victoria Gardens off Cape Hill in Smethwick – the leading housebuilder has covered off all corners of the new build market so that first time buyers, young professionals pooling resources, growing families and even those downsizing can make their move at this optimum time of lowest ever interest rates.

At Central Square by Bryant Homes, buyers can now purchase a ready to move into two bedroom apartment with allocated parking for just £74,996 (instead of £99,995) through an innovative scheme that allows them to pay only 75% of the price now of your new home. The buyer contributes a 5% deposit and only secures a mortgage on the remaining 70% - then Bryant Homes steps in by providing a rent and interest-free loan on the remaining 25% of the purchase price for up to ten years.

From day one, the purchaser owns 100% of their new home for 75% of the price and is free to make payments during the 10 year period to suit their individual circumstances – this could mean up to three smaller payments, repaying the total amount early, or even waiting until the end of the period.

At Wesley Gardens by George Wimpey, the three bedroom mews ‘Hanbury’ home with two allocated parking spaces has been reduced to just £129,995, but buyers can also take advantage of a 5% deposit paid scheme to save another tidy sum. Or George Wimpey will match the deposit, up to 10% of the property’s value, giving access to better interest rates and lower monthly mortgage payments.

The scheme is extremely simple – buyers are given the depositmatch amount in the form on an interest-free loan over 10 years. They own 100% of their property and there is no rent or interest to pay during the loan period. Buyers can repay the loan when they sell, or have the option to make up to three smaller one-off payments. The scheme can also be tailored to individual circumstances. First time buyers, for example, could receive their required 5% deposit, or increase the amount they already have saved. Existing homeowners could see their 10% deposit doubled which means only having to borrow 80% of the property’s value – and a much easier mortgage.

At Victoria Gardens by George Wimpey, a four bedroom ‘Ellesmere’ home with garage has been reduced to £157,995, but it also comes with the option of Part Exchange now. This guarantees a buyer, a fair price and no worries over a moving date for the existing property, or being let down by banks, solicitors and even buyers pulling out. Subject to survey, George Wimpey settle on a price for the old house and stick to it, along with a realistic completion date, so there’s no unpredictable chain to hold things up.

There are no agent’s fees to pay either, as George Wimpey West Midlands are effectively buying your home from you, leaving you to move in to your new home as and when you’re ready. They can even accommodate ‘chainbreaker’ deals whereby they step in and purchase another property further down the chain if things fall through. This stops the purchase getting held up, or even grinding to a halt - and customers say it provides extra peace of mind and takes all the stress and strain away.

Wesley Gardens is a £17million flagship regeneration scheme made up of 75 distinctive new homes and 50 designer apartments. The final phase has recently been launched with 90% now sold and those remaining will have great views over the area of public open space that fronts the whole of one end of the development – which the housebuilder anticipates will act as a great focal point and congregation area for locals already big on community spirit.

Victoria Gardens is a prestigious new development of 68 premier homes just opened on the former North site of the famous Cape Hill Brewery. It fully embraces the Government’s urban design vision of ‘continuity’ (a place where public and private space are clearly distinguishable), ‘legibility’ (a place that has a clear image and is easy to understand), ‘commutability’ (somewhere that’s easy to get to and move through), ‘adaptability’ (a place that can easily change) and ‘diversity’ (somewhere with variety and choice).

Central Square is made up of 82 new homes (over 50% now sold) and features eight different styles of designer apartment plus a luxury three bedroom townhouse design. These well-designed new homes are set in attractive streetscenes and courtyards - giving this development a style and character all of its own. Dartmouth Street is in a designated regeneration area and is within easy walking distance of the flourishing town centre.

For more information, visit Taylorwimpey.com.