Travel cover crucial for half term getaways

Brits looking to escape the autumnal gloom with a half-term getaway should ensure they have adequate travel cover in place, says moneysupermarket.com - especially if they plan to take to the slopes.

Research from the UK's leading price comparison site reveals that while there are competitive family deals available, policies covering winter sports can vary from provider to provider, with exclusions and caveats commonplace; it is therefore crucial to check the small print. A family of four hitting the slopes for a week in Europe can insure themselves for £19 with Insurewithease, covering winter sports equipment, piste closure, and off-piste skiing. Close inspection of policy wording can reveal winter sports equipment and ski pack / pass are occasionally not covered.

Maxine Baker, travel insurance manager at moneysupermarket.com said: "Travel insurance should be an essential item when planning any holiday, especially for a trip involving winter sports like skiing and snowboarding. A family holiday on the slopes can be costly, but forgoing travel cover is simply not an option and scouring the small print really is a must. On top of the usual standard criteria such as cancellation, baggage cover, and medical expenses, some policies may also include extras such as cover for sports equipment, ski pass, or going off-piste. It's crucial you speak to your provider to determine exactly where you stand before jetting off."

moneysupermarket.com has found there are also competitive deals on annual travel insurance, which often provides more comprehensive levels of cover. A family of four can purchase an annual travel insurance policy from as little as £41.08 per year with Protectyourbubble.com, which provides cover for winter sports equipment, ski pack / pass, and piste closure.

Maxine Baker continued: "Purchasing appropriate travel insurance for your ski holiday need not break the bank - there are competitive deals out there for those jet-setters prepared to shop around online for the best deals for them and their families. Families who travel more than once in a year may also find annual travel insurance the more cost effective option.

"In addition to your travel insurance, securing your EHIC (European Health Insurance Card) before jetting off is another must. This entitles you to state-provided healthcare in the European country you are visiting, but it should not be considered a replacement for travel cover."