Confused.com supports Stay Insured initiative

Will Thomas, head of Motor at Confused.com says "Without taking into account the damage to vehicles, uninsured drivers kill three people and injure 460 every week, and a quarter of these accidents involve young drivers. The insurance industry had to pay out £400 million for the innocent victims last year, which translated into £30 on every honest driver's insurance policy. With an estimated 243,000 uninsured people still at large on the road Confused.com supports the MIB in their bid to get more people insured to stop the toll, financial and otherwise, from rising. Young motorists must be more aware of the penalty for being caught out - up to eight points, enough to cost drivers in their first year their licence, a fine of up to £5000 and higher insurance premiums, not to mention the cost of any damage in the event of an accident.

Young drivers need education on car insurance before they take risks that could lead to ramifications in the future. Recent figures released by MIB suggest that one in ten young drivers aren't aware that insurance is a legal requirement, and with 50% paying between £400 - £800 it is easy to see why some may wish to avoid getting covered, however ignorance is not an excuse. Driving uninsured should be regarded in the same way as drink driving as getting in the car with the uninsured carries just as much risk.

While 96% of the UK agrees that driving uninsured is unacceptable, the penalties remain low compared to lesser crimes of not having a TV licence are £1000 and £5000 for graffiti. More needs to be done to impose the maximum penalty for uninsured drivers and tackle this massive problem in the UK. Only three in five people think they'll be caught but the harsh truth of the matter is that every three minutes someone is convicted for uninsured driving and the fine and points do not even tell the full story of the damage.

Making sure uninsured driving doesn't happen is everyone's responsibility: no matter how safe a driver you are, you cannot rely on the same from other people and, with the volume of drivers without cover on the road, it is just a matter of time before you are involved in an accident with one, with a long and laborious process to try to get compensation for damage or, in the worst case, injury or even death of a loved one."