A pre-paid card is for life, not just for Christmas

Bath salts and socks for Christmas are all very nice, but how about giving your loved one's something different this year?

If a friend or relative is planning a holiday, you could give them a pre-paid Currency Card. This is a present that keeps on giving, long after you've exchanged that fetching jumper from Great Aunt Mildred.

A Caxton FX pre-paid MasterCard looks and acts like a debit/credit card, but is designed for spending abroad. Choose a currency (Euro, US Dollar or Sterling), decide how much you want available to spend on your card and then transfer that amount to it. You can't spend more than your loaded amount, (unless you top it up), something that makes pre-paid cards a good budgeting aid. You can also fix the exchange rate on the Euro and Dollar card- which means you know exactly how much you're spending all the time.

Caxton FX pre-paid currency cards have no application fee, no monthly fee, no fee when you use it to pay for things abroad and no fee when you use it to withdraw cash from an overseas ATM.

Visit caxtonfxcard.com for more details.