Alico flexible structured investment with no counterpart risk

Alico Wealth Management has launched a new structured investment - the Controlled Opportunity Growth Structure (COGS).

COGS is designed to offer clients the ability to control the level of capital which they expose to potential market falls, while also providing them with the opportunity to benefit from any growth in the FTSE 100, with no counterparty risk.

Clients can choose from 11 different risk settings, ranging from full capital protection to a potential loss of capital on a one-to-one basis if the market falls. Clients set their level of opportunity for growth, with the potential for the value of their investment to increase by up to 190% of any percentage rise in the market.

The ability to ‘dial up' and ‘dial down' the level of risk and return on offer enables clients to select an investment that is tailored to their individual circumstances. This makes COGS suitable for a variety of investors, including:

those already invested in the UK stock market, who are looking for more control over risk

those who are looking to increase their opportunity for positive returns

new investors who are looking for a stock market investment with some degree of protection against market falls.

COGS will be available through all products in the Select Portfolio, with a gross version for clients investing in the Retirement Plan/Isa and a net version for investment bond/Advantage Investment Plan clients.

Mark Hawthorne, product director at Alico Wealth Management, comments: "The Controlled Opportunity Growth Structure is designed for those who are looking for a risk and return profile that is tailored to their specific circumstances, whether they are seeking protection against potential market falls, enhancing their opportunity for returns if they feel market performance will be flat or looking to ‘dip a toe' into stock market investing.

"We believe that structured investments have an important role to play in clients' portfolios, and that clients should have the security of knowing exactly what the risk to their investment is. With this in mind, Alico guarantees that it will pay the promised returns even if the assets default, removing the counterparty risk normally associated with structured investments."