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Direct Line offers spring savings for home businesses

1st June 2010 Print

Owners of home-based businesses would be well-advised to take the fresh start offered by the new tax year as an opportunity to check their finances. One area that many companies could save money on is business insurance, and those basing their businesses from home can save 25% on a quote for a specialist policy from Direct Line for one month only.

Cutting costs without cutting cover should be a key priority for any home business owner, whether they're just starting up or growing their business. Direct Line's policy is tailored specifically for home-based businesses, including:

Business contents and stock cover for any amount to a maximum of £75,000 (for example office furniture and equipment)

Public and product liability for injury to the public or damage to their property, up to £2m

Reimbursement for loss of income caused following an insured event such as a fire or flood, up to £50,000 over a 12 month period

Cover for theft of business money at home or in transit

There is also extra cover to allow business owners to tailor their policy to their needs, including the ability to increase cover limits and extend the policy to include:

Buildings cover up to £500,000, which can include your home and/or your workshop or outbuildings within the boundary of your property

Employers' liability cover of up to £10m, to protect against claims made by employees

Portable business equipment cover for items such as laptops and mobile phones taken out of the home

Legal expenses cover for any legal issues the business may face, up to £100,000

Direct Line guarantees to beat any quote for the same cover, and offers 0% interest on premiums paid by monthly instalments.  To take advantage of the spring offer for 25% off the cost of a home business insurance premium, business owners should contact Direct Line for Business at