Some family travel insurance policies do not cover children

A report by independent financial research company Defaqto calls into question whether insurance policy definitions of ‘family' are up to date. Defaqto urges parents to check the detail of their travel insurance policies this summer to ensure they have adequate cover for their children.

Brian Brown, author of the report and Head of Research at Defaqto said: "Many travel insurers will insure your children and step-children as long as they live with you. But if you take children on holiday with you and they normally live with an ex-partner they might not be covered. Insurers only consider them as family if they permanently live at your address."

Mr Brown continued: "It's imperative that parents check the detail of their travel insurance policies to ensure that they have the cover they need before travelling.  In particular, couples who are not married, or have children from a previous relationship need to make sure that children are covered when travelling with them."