Make car security a priority this summer

Thousands of drivers risk invalidating car insurance claims by failing to make vehicle security a priority, according to a new survey by M&S Car Insurance.

The poll found that more than half (56%) of UK motorists have been victims of car crime - 12% of car owners have experienced maliciously damaged paintwork, 8% have had a windscreen smashed and 8% of motorists have been victims of theft of personal belongings from their car.

While 60% of car owners have an alarm installed in their vehicle, many risk invalidating car insurance claims by failing to activate the alarm when the vehicle is unattended.

The survey found that 40% of Brits do not always use their car's security system. A further 12% of motorists never use their security facilities, while nearly half of people (43%) admitted to having left their cars unlocked.

The M&S Car Insurance policy states that when a vehicle is unattended drivers must ensure the car is locked, windows are closed, any security system activated and any keyless entry systems removed.

In July the 2010 British Car Crime Survey announced that car crime had dropped by 17% in comparison to last year.

Andrew Ferguson, M&S Head of General Insurance, said: ‘It is good to hear that car crime is falling, however it is always important to make sure vehicles are locked and secure. During the summer months, many drivers unwind windows and leave roofs open - it's important to make sure the vehicle is secure when unattended, especially as failure to do so could invalidate any insurance claim.

‘If the worst should happen and a car is broken into, M&S Car Insurance can help cover the cost of damage and loss of personal belongings. We insure up to £200 for theft of personal belongings and up to £500 if these are items are bought from M&S.'

M&S Car Insurance tips for keeping vehicles safe:

Make sure personal belongings are not left in a vehicle or at least stowed away out of sight

Always check if the car is locked before leaving it

When possible, park a car in secure, well-lit areas with CCTV

Invest in security devices such as a steering wheel lock, car alarm and immobilizer - and make sure they are utilised

Check if adequate insurance is in place to cover the vehicle and its contents should it be targeted by criminals

For more information about M&S Car Insurance or to apply, visit marksandspencer.com/carinsurance.