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PruProtect offers Income Protection Cover for NHS doctors

14th September 2012 Print

In keeping with its trend of tailoring products to meet customer needs, the UK's most innovative protection provider has enhanced its Income Protection Cover for NHS doctors.

The NHS has a structured sick pay for doctors which increases each year during the first

five years of employment. Should they become ill, injured or disabled and can't work; they receive full pay for a limited number of months, followed by half pay for a limited time.

Advisers therefore may need to produce new quotes, and potentially issue new policies, with new deferred periods, every year. However, this new cover has been designed to automatically change in line with the NHS sick pay structure. This option means payments will automatically tie in with the doctor's NHS sick pay structure, avoiding the potential need to make regular manual changes to the client's policy while meeting the client's specific needs.