Saving regularly takes the pressure off investors

Invesco Perpetual, UK Pep and ISA provider, believes investors should consider spreading their investment risk by saving regularly either through its monthly savings plan or phased investment option.

Rick White, Marketing Director, Invesco Perpetual says: "As the new tax year approaches, this is a good time for potential and existing investors to consider their investment strategy, both in terms of what they invest in and which method of investing is best for them. Some people may be nervous about investing in the stock market following the volatility experienced in 2007, but they shouldn’t necessarily let this deter them as we believe that good returns can still be achieved when investing for the long term.”

From April 2008 the equity ISA limit will rise to £7,200. While there are many investors who may prefer to invest the full £7,200 in as a lump sum, there are many people who could benefit from regular saving - whether they are cautious investors who wish to minimise risk by spreading the amount they invest, or investors who want exposure to the market but do not have the full £7,200 to invest in an ISA all at once. For those wishing to invest on a regular basis, Invesco Perpetual offers one of the lowest monthly minimum investments available - from £20 per ICVC fund.

White added: “Small amounts invested each month can really add up over time and this takes the pressure off individuals having to make a decision about exactly when to invest in the stock market. Historically, when markets rally they often do so very rapidly and individuals not already invested could miss out on the benefits of any upturn. With the equity ISA limit rising to £7,200 in April, investors will be able to save an extra £16.66 a month in the new tax year.”