UCB Home Loans reduces self-cert and full status fixed rates

Specialist intermediary lender, UCB Home Loans, has announced a reduction of 0.15% on its range of residential self-cert and full status fixed rate mortgages, with effect from 29 March.

Self-Certification 2 Year Flexible Fixed Rate available at 5.84%, 7.5% APR
Self-Certification 3 Year Flexible Fixed Rate available at 5.79%, 7.3% APR
Self-Certification 5 Year Flexible Fixed Rate available at 5.74%, 7.0% APR
Full Status 2 Year Flexible Fixed Rate available at 5.74%, 7.5% APR
Full Status 3 Year Flexible Fixed Rate available at 5.69%, 7.3% APR

UCB Home Loans managing director, Keith Astill said: “The market is demonstrating a strong preference for competitively priced fixed rates at the moment, mainly driven by expectations of another base rate increase in the near future”.

“As a leading specialist lender, we strive to provide our intermediaries with a wide range of products to choose from based on their customers needs, as demonstrated by our recent launch into the adverse market”.

“With arrangement fees of just £595 on these new these fixed rates and a free valuation on selected products we’re committed to providing the market with competitive product options” he added.