Motorpoint customers do not back “fronting”

Motorists have hit back at allegations contained in an insurance company study that nearly two thirds of UK car buyers are committing insurance fraud so their children can save on expensive premiums.

Zurich Insurance recently reported that 68% of motorists are guilty of “fronting” referring to those who have bought their children or grandchildren a car, have it insured in their own name as the main driver, but whereby their offspring are stated as “named” drivers on the policy, and are in fact principal users of the vehicle.

However, a poll conducted by Motorpoint, the UK’s largest car supermarket, has revealed that this practice may be in fact less common than the latest study suggests, as 72% of respondents claimed that they would not knowingly insure the car of younger family members in their name to cut insurance premiums. Not stating the correct main driver amounts to insurance fraud which can lead to the refusal of potential claims, and therefore prove to be even more costly than the savings achieved from lower premiums.
The latest rise in fuel prices, and increase in the cost of insurance premiums caused by over two million motorists driving uninsured on the UK’s roads, is putting added pressure on the wallets of motorists, and especially for those who have recently passed their driving test.

Commenting on the findings, David Shelton, Managing Director of Motorpoint, explains: “The results from our survey present a very encouraging picture, showing that car buyers are more aware of the risks of putting younger drivers on their own policy to give them lower premiums. We have always encouraged our sales staff to make customers aware of the dangers of “fronting”, when they purchase a vehicle, to help avoid any serious consequences in the event of an accident.”

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