Don’t be flaky with your wintersports holiday cover

Don’t be flaky when it comes to shopping around for travel insurance for your wintersports holiday says Essential Travel (essentialtravel.co.uk) as it reveals a £67.36 difference in the price of cover, for a one week ski holiday for a family of four.

A family tripping off to a European ski resort has a choice of two wintersports policies from Essential Travel – Essential and Essential Plus.

-The cost of Essential cover for the family party of two adults, aged under 65, and two children, would be £35.99.

- The cost of Essential Plus cover is £37.99, which includes baggage and personal possessions cover that the Essential policy excludes, so as to reduce the price for those whose baggage is covered on the all risks extension of a home insurance policy.

This huge difference in wintersports travel cover pricing is one that Essential Travel’s Stuart Bensusan says families should take into account. He says: "Families should not give in to apathy and accept the first quote they come across. The disparity in pricing is significant and at a time when other household expenses and mortgage payments are on the rise, saving nearly £70 is a big deal.

"Families should also remember that they do not have to buy the travel agent’s cover, however convenient it might seem to wrap this up with their holiday costs. If offered free wintersports insurance, they should carefully check the small-print and make sure it offers enough protection."

Children go free with Essential Travel’s policies and adults can be insured to the age of 65 on a wintersports policy, or to 74 on a non wintersports policy. All quotes from this online travel insurance specialist can be accessed simply and efficiently at Essentialtravel.co.uk .