Not driving home for Christmas?

If you are a long way from home and plan to send money back for Christmas presents, Caxton FX FastPay, has it all wrapped up.

FastPay allows you to make payments around the world with no fees or commissions and offers bank-beating exchange rates. Use it day or night, 7 days a week; it's an easy and cost effective way to transfer money overseas.

High Street banks often charge around £25 pounds or more just to transfer money and give uncompetitive exchange rates, meaning you'll find your hard saved money not filling up stockings as much as it could be. For example, using your Barclays account to send £300 to your parents in Johannesburg, £150 to your cousin in Toronto and £400 to your sister (for all your nieces and nephews) in Brisbane, you would be charged £25 per transaction. That's an unnecessary £75 (or an extra 9 per cent out of your total £850) wasted on transfer fees. Caxton FX FastPay offers competitive exchange rates and no fees for transfers of £100 to £10,000.

Caxton FX FastPay enables currency payments to be made at any time and live rates offer an opportunity to take advantage of currency volatility. FastPay customers are also able to track progress of their payments online, meaning you can see when Gran receives the money for her quilted housecoat.