DIY corner cutting can prove costly, warns M&S Money

Almost two-thirds (64%) of British adults are more likely to do jobs themselves rather than employing a skilled tradesman, according to research for M&S Money.

With over 200,000 people visiting hospital each year with injuries sustained from tackling DIY jobs in the home2, M&S Money is advising DIY enthusiasts to consider whether they have both the necessary skills and accidental damage insurance cover in place, before they embark on work that may turn out to be more costly in the long run.

Andrew Ferguson, M&S Head of General Insurance, said: "Spring is one of the most popular times of year to kick start all those DIY jobs that have been accumulating over the winter months.  But even simple

painting projects don't always go to plan.  Our research shows that a fifth of DIY Dads admit that they have spilled paint on carpets and flooring while decorating at home3.

"We would urge people to check their home insurance policy covers them for accidental damage and whether there is a limit to this cover.  M&S Premier Home Insurance includes unlimited accidental damage cover for the home and contents4.

"If people are attempting more complex DIY projects at home that should really be carried out by professionals; they are risking much more serious consequences than having to replace ruined carpeting."

Simple steps from M&S Money to reduce the risk of home emergencies during DIY season:

Avoid any jobs involving electrical wiring or gas installations - these must be undertaken by a qualified person

Keep all products in their original containers and make sure all chemicals and paints are kept out of reach of children

Cover carpets and rugs to avoid damage from spillage

Wear appropriate clothing such as hard-wearing shoes, and use eye masks or goggles if appropriate

Keep all gardening and DIY tools clean and in good condition

Make sure electrical items are not used in damp weather

Make sure someone else is on hand to provide support when using ladders.