Confused.com reminds people how to keep warm this winter

Lisa Greenfield, energy analyst at Confused.com says: "Pensioners are one of the most vulnerable groups when it comes to cold weather, over 36700 pensioners died of cold related illnesses last winter.

Winter fuel payments were not completely axed under the spending review, but unfortunately they will be reduced by £50. Cold weather payments, the £25 paid to pensioners when the temperature drops below freezing, will be unaffected. These subsidies will no doubt help, but if older people are smartwhen it comes to their energy they do not need to be afraid of using it, as with careful consideration, it is possible to cut bills without putting themselves at risk."

Top tips for the vulnerable

Check bills and switch tariffs and payment method to make great savings

It is essential not to ignore the bill when it arrives.  If it is higher than expected then call the supplier to discuss the possibility of setting up a direct debit and spread any arrears. Changing the method of payment can also result in substantial savings.

Pensioners should consider fixed price tariffs, this will ensure that they are secure against inflation and shifting prices and allow them to budget more effectively.

Reading the meter

Providing regular meter readings, or even asking a member of the family to assist, will ensure that customers only pay for the energy they use rather than overpaying when they don't need to.

Take advantage of loft and cavity wall insulation grants

Any household with a resident aged 70 or over, qualifies for a 100% grant for insulation.  Even those who don't qualify should consider insulating their home as it can pay off in just a year.

Miss Greenfield adds, "Staying aware of your energy consumption, shopping around for the best deals and taking full advantage of the grants and assistance at hand are all important things to do during an unexpectedly cold period.  Using an accredited site like Confused.com could help."

Join up to the Priority Services Register or energy suppliers' own alternative version

All major energy suppliers are obliged to provide a range of free services to certain customers through the Priority Service Register (PSR).  This is designed to ensure that the vulnerable can be easily identified and assisted where possible - for example by providing alternative heating in case of planned interruption to your energy supply. Contact your energy supplier to find out if you're eligible.

Check whether you fall into the fuel poverty category

Those who believe that they spend 10% or more of their annual income on energy bills will likely be eligible for additional assistance from their energy supplier; they should offer a tariff equivalent to that of their cheapest.

Engage with providers

Energy providers will act responsibly if they are contacted. If anyone is struggling to pay their bills their provider will offer energy efficiency advice, check whether they have a cheaper tariff available, or perhaps help with spreading the winter payments over the year, even if the payment is not by direct debit. Pensioners should never put themselves at risk of the cold weather, as help is available if it is sought.