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Extended HomeBuy Direct in Lancashire

13th September 2010 Print
Hardy 3-bed one of the new releases

Miller Homes is seeking families who would like to buy a new home now, whilst interest rates are low and there is still good value to be found. The really good news is that they could only need to pay approximately 70% of the price of the property.

A few new homes released for sale at Millers Green in Heysham are offered with an extended HomeBuy Direct scheme. This offers a stepping-stone approach to home ownership.

With the Government backed HomeBuy Direct, home-buyers pay a minimum deposit and from 70% of the property price before they move-in and receive an equity loan for up to 30% of the value. The big benefits of the scheme are that equity loan is interest free for the first five years. After 5 years the interest rate is capped in-line with the Retail Price Index plus 1%. Home-buyers own 100% of the property as soon as they move-in. Plus because the equity loan is in effect a large deposit, home-buyers could be in a better position to arrange a mortgage with favourable terms.

Competition is likely to be fierce and house hunters will need to move fast to take full advantage. HomeBuy Direct has been hugely successful in helping thousands of home-buyers on to the property ladder in the last two years. The qualifying criteria is that households must have an income of less that £60,000 per year. The scheme has been created to help first time buyers, key-workers, or people re-entering the property market after a relationship breakdown and to help families out of the rental trap.

Millers Green is a family friendly location that has proven popular with locals and people relocating. This has helped the development maintain its sales performance throughout the credit crunch. The development ticks all the right boxes for choice and value, creating a new residential community in an attractive setting in Heysham on the edge of an historic village, within walking distance of both the seafront and local shops. Even though the M6 link road has been delayed, there is still an easy commute to Lancaster and the motorway at junction 34.

One of the great deals available now is on the £154,950 ‘Hardy’ family home. With help from HomeBuy Direct scheme this could mean you only pay from £108,465 now, to own a Hardy family home that offers 3 bedrooms and 3 floors of living space.

“The Hardy is a home for all reasons” says Sales Advisor Denise Lyon “it is a home that works in many different ways. It is obviously a great family home, but equally a couple could allocate any one of 3 bedrooms, on two different floors, as a home study. It appeals to many people because it is a home that works in many ways.”

The ground floor in the Hardy is a light, bright open-plan family room/dining room with French doors opening on to the garden and modern kitchen with a stylish stainless steel appliance package. The combined space creates a wonderfully flexible living area.

Complimenting this, the first floor lounge in the Hardy offers a quiet space in which to retreat at the end of the day. The first floor is also home to the second bedroom, which would make an ideal guest’s suite with its clever dual door arrangement offering an en-suite or convenient w.c.

The top floor is home to the master bedroom with its built in wardrobes and a further en-suite shower room. Bedrooms 3 and 4 are also on this floor.

For full details on HomeBuy Direct and the homes just released, visit the Millers Green marketing suite located off Mossgate Park, Heysham, Morecambe, LA3 2WW. It is open Thursday to Monday 10.30am to 5.30pm.

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Hardy 3-bed one of the new releases Millers Green- great location, choice and inventives